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Financial Services

Customer expectations are evolving rapidly and reshaping the financial services industry. Digital transformation is fundamental to improving all facets of banking and financial services. Toptal’s world-class experts are ready to help you build and define rich customer experiences, maximize the power of your data, and drive operational performance in a creative and agile manner.

As a Lead UX and UI designer, I helped one of the top 10 largest banks in the world to improve its mobile banking app and increase its App Store ratings to 4.8 from more than 1 million reviews. I have led the design efforts and made sure the users are at the center of the design process and the business goals are achieved effectively.

Dan Foia avatar

Dan Foia

Toptal Designer

The most amazing product that I have worked on is a one-stop financial e-commerce platform for AXA Nigeria that solved “pre, during, and post” purchase problems for three subsidiaries: Healthcare, Life & General Insurance, and Investment. This became the No. 1 non-banking financial services transactional platform in Nigeria.

Yanju Lawal avatar

Yanju Lawal

Toptal Product Manager

I developed the strategy, architecture, and prototypes of a B2B fintech platform for AB InBev. The platform offers wallet, payment, and lending products.

James Nicolson avatar

James Nicolson

Toptal Developer

1,400+

Financial Services Companies Trust Us

3,200+

Financial Services Projects Completed

State of the Fintech Industry

As the market and the fintech landscape are maturing, now is the time to see which companies are here to stay and can become profitable. There will be some necessary consolidation and perhaps some high-profile failures.

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OUR EXPERTISE

We put our stock in solutions for the financial services sector.

Your industry is evolving rapidly. Don’t fall behind. See how our talent has helped shape financial companies for the future.

  • Finance Project Leadership

    Finance Project Leadership

    John Ruppel-image

    TALENT STORIES

    John Ruppel-image

    I worked with a global infrastructure leader and one of our Nation's largest banks, leveraging the IoT I built in partnership with AWS and a Phillips, mentoring and helping Senior Leaders and Hands-On Resources, to define and lead the implementation of their DevOps Adoption / Digital Transformation.

    John Ruppel

    DEVSECOPS ADOPTION AND DIGITAL TRANSFORMATION LEADER

    TALENT STORIES

    John Ruppel-image

    I worked with a global infrastructure leader and one of our Nation's largest banks, leveraging the IoT I built in partnership with AWS and a Phillips, mentoring and helping Senior Leaders and Hands-On Resources, to define and lead the implementation of their DevOps Adoption / Digital Transformation.

    John Ruppel

    DEVSECOPS ADOPTION AND DIGITAL TRANSFORMATION LEADER

    John Ruppel-image

    TALENT STORIES

    John Ruppel-image

    I worked with a global infrastructure leader and one of our Nation's largest banks, leveraging the IoT I built in partnership with AWS and a Phillips, mentoring and helping Senior Leaders and Hands-On Resources, to define and lead the implementation of their DevOps Adoption / Digital Transformation.

    John Ruppel

    DEVSECOPS ADOPTION AND DIGITAL TRANSFORMATION LEADER

    TALENT STORIES

    John Ruppel-image

    I worked with a global infrastructure leader and one of our Nation's largest banks, leveraging the IoT I built in partnership with AWS and a Phillips, mentoring and helping Senior Leaders and Hands-On Resources, to define and lead the implementation of their DevOps Adoption / Digital Transformation.

    John Ruppel

    DEVSECOPS ADOPTION AND DIGITAL TRANSFORMATION LEADER

  • Cloud Services

    Cloud Services

    Tomislav Capan-image

    Why I Use AWS Cloud Infrastructure for My Products

    Tomislav Capan-image

    As a platform for running a complex and demanding software product, AWS offers flexibility by utilizing resources when needed, at the scale needed. It’s on demand and instant, allowing full control over the running environment. When proposing such a cloud architecture solution to a client, the provisioned infrastructure—and its price—depend heavily on requirements that need to be set up front.

    Tomislav Capan

    Software engineer, technical consultant, and architect

    Why I Use AWS Cloud Infrastructure for My Products

    Tomislav Capan-image

    As a platform for running a complex and demanding software product, AWS offers flexibility by utilizing resources when needed, at the scale needed. It’s on demand and instant, allowing full control over the running environment. When proposing such a cloud architecture solution to a client, the provisioned infrastructure—and its price—depend heavily on requirements that need to be set up front.

    Tomislav Capan

    Software engineer, technical consultant, and architect

    Tomislav Capan-image

    Why I Use AWS Cloud Infrastructure for My Products

    Tomislav Capan-image

    As a platform for running a complex and demanding software product, AWS offers flexibility by utilizing resources when needed, at the scale needed. It’s on demand and instant, allowing full control over the running environment. When proposing such a cloud architecture solution to a client, the provisioned infrastructure—and its price—depend heavily on requirements that need to be set up front.

    Tomislav Capan

    Software engineer, technical consultant, and architect

    Why I Use AWS Cloud Infrastructure for My Products

    Tomislav Capan-image

    As a platform for running a complex and demanding software product, AWS offers flexibility by utilizing resources when needed, at the scale needed. It’s on demand and instant, allowing full control over the running environment. When proposing such a cloud architecture solution to a client, the provisioned infrastructure—and its price—depend heavily on requirements that need to be set up front.

    Tomislav Capan

    Software engineer, technical consultant, and architect

  • Core Systems Modernization

    Core Systems Modernization

    Colin Smith-image

    TALENT STORIES

    Colin Smith-image

    I developed the fortnightly build and release cycle of the old London Stock Exchange corporate website and its associated applications and services, including maintaining compliance with internal ITIL and ISO/IEC 20000 requirements.

    Colin Smith

    API Developer

    TALENT STORIES

    Colin Smith-image

    I developed the fortnightly build and release cycle of the old London Stock Exchange corporate website and its associated applications and services, including maintaining compliance with internal ITIL and ISO/IEC 20000 requirements.

    Colin Smith

    API Developer

    Colin Smith-image

    TALENT STORIES

    Colin Smith-image

    I developed the fortnightly build and release cycle of the old London Stock Exchange corporate website and its associated applications and services, including maintaining compliance with internal ITIL and ISO/IEC 20000 requirements.

    Colin Smith

    API Developer

    TALENT STORIES

    Colin Smith-image

    I developed the fortnightly build and release cycle of the old London Stock Exchange corporate website and its associated applications and services, including maintaining compliance with internal ITIL and ISO/IEC 20000 requirements.

    Colin Smith

    API Developer

  • Data Engineering, Data Science, and Analytics

    Data Engineering, Data Science, and Analytics

    Kostas Nikolakopoulos-image

    TALENT STORIES

    Kostas Nikolakopoulos-image

    I developed the architecture of the simulation model for Bank of America Merrill Lynch's companywide risk measure for credit products. I reduced the running time compared to benchmark from days to minutes.

    Kostas Nikolakopoulos

    Statistical Data Analysis Developer

    TALENT STORIES

    Kostas Nikolakopoulos-image

    I developed the architecture of the simulation model for Bank of America Merrill Lynch's companywide risk measure for credit products. I reduced the running time compared to benchmark from days to minutes.

    Kostas Nikolakopoulos

    Statistical Data Analysis Developer

    Kostas Nikolakopoulos-image

    TALENT STORIES

    Kostas Nikolakopoulos-image

    I developed the architecture of the simulation model for Bank of America Merrill Lynch's companywide risk measure for credit products. I reduced the running time compared to benchmark from days to minutes.

    Kostas Nikolakopoulos

    Statistical Data Analysis Developer

    TALENT STORIES

    Kostas Nikolakopoulos-image

    I developed the architecture of the simulation model for Bank of America Merrill Lynch's companywide risk measure for credit products. I reduced the running time compared to benchmark from days to minutes.

    Kostas Nikolakopoulos

    Statistical Data Analysis Developer

  • Digital Customer Experience

    Digital Customer Experience

    author-image

    A Fortune 500 insurance agency augments its product portfolio

    author-image

    Toptal enabled our organization to quickly deploy a skilled engineering team to work with our existing team. We capitalized on Toptal's ability to match us with project managers, developers, and designers to augment our staff in order for us to maximize the project's demanding timeline and allow us to run our existing business.

    A Fortune 500 insurance agency augments its product portfolio

    author-image

    Toptal enabled our organization to quickly deploy a skilled engineering team to work with our existing team. We capitalized on Toptal's ability to match us with project managers, developers, and designers to augment our staff in order for us to maximize the project's demanding timeline and allow us to run our existing business.

    author-image

    A Fortune 500 insurance agency augments its product portfolio

    author-image

    Toptal enabled our organization to quickly deploy a skilled engineering team to work with our existing team. We capitalized on Toptal's ability to match us with project managers, developers, and designers to augment our staff in order for us to maximize the project's demanding timeline and allow us to run our existing business.

    A Fortune 500 insurance agency augments its product portfolio

    author-image

    Toptal enabled our organization to quickly deploy a skilled engineering team to work with our existing team. We capitalized on Toptal's ability to match us with project managers, developers, and designers to augment our staff in order for us to maximize the project's demanding timeline and allow us to run our existing business.

  • Digital Transformation

    Digital Transformation

    Yanju Lawal-image

    TALENT STORIES

    Yanju Lawal-image

    The most amazing product that I have worked on is a one-stop financial e-commerce platform for AXA Nigeria that solved “pre, during and post” purchase problems for three subsidiaries: Healthcare, Life & General Insurance, and Investment. This became the No. 1 non-banking financial services transactional platform in Nigeria.

    Yanju Lawal

    Product Manager

    TALENT STORIES

    Yanju Lawal-image

    The most amazing product that I have worked on is a one-stop financial e-commerce platform for AXA Nigeria that solved “pre, during and post” purchase problems for three subsidiaries: Healthcare, Life & General Insurance, and Investment. This became the No. 1 non-banking financial services transactional platform in Nigeria.

    Yanju Lawal

    Product Manager

    Yanju Lawal-image

    TALENT STORIES

    Yanju Lawal-image

    The most amazing product that I have worked on is a one-stop financial e-commerce platform for AXA Nigeria that solved “pre, during and post” purchase problems for three subsidiaries: Healthcare, Life & General Insurance, and Investment. This became the No. 1 non-banking financial services transactional platform in Nigeria.

    Yanju Lawal

    Product Manager

    TALENT STORIES

    Yanju Lawal-image

    The most amazing product that I have worked on is a one-stop financial e-commerce platform for AXA Nigeria that solved “pre, during and post” purchase problems for three subsidiaries: Healthcare, Life & General Insurance, and Investment. This became the No. 1 non-banking financial services transactional platform in Nigeria.

    Yanju Lawal

    Product Manager

  • Software Engineering and Architecture

    Software Engineering and Architecture

    Algirdas Atkočaitis-image

    TALENT STORIES

    Algirdas Atkočaitis-image

    I managed a team as Senior Test Automation Specialist in Swedbank that was helping other teams in the company with automated testing and infrastructure. We developed automated tests using Java framework for supporting core banking functionalities.

    Algirdas Atkočaitis

    Software Developer

    TALENT STORIES

    Algirdas Atkočaitis-image

    I managed a team as Senior Test Automation Specialist in Swedbank that was helping other teams in the company with automated testing and infrastructure. We developed automated tests using Java framework for supporting core banking functionalities.

    Algirdas Atkočaitis

    Software Developer

    Algirdas Atkočaitis-image

    TALENT STORIES

    Algirdas Atkočaitis-image

    I managed a team as Senior Test Automation Specialist in Swedbank that was helping other teams in the company with automated testing and infrastructure. We developed automated tests using Java framework for supporting core banking functionalities.

    Algirdas Atkočaitis

    Software Developer

    TALENT STORIES

    Algirdas Atkočaitis-image

    I managed a team as Senior Test Automation Specialist in Swedbank that was helping other teams in the company with automated testing and infrastructure. We developed automated tests using Java framework for supporting core banking functionalities.

    Algirdas Atkočaitis

    Software Developer

  • User Experience and Design Services

    User Experience and Design Services

    Frank Müller-image

    TALENT STORIES

    Frank Müller-image

    I acted as the driving force behind creating a new branch of GA Tech Solutions that is dedicated exclusively to blockchain, fintech, and cryptocurrency.

    Frank Müller

    Product Manager

    TALENT STORIES

    Frank Müller-image

    I acted as the driving force behind creating a new branch of GA Tech Solutions that is dedicated exclusively to blockchain, fintech, and cryptocurrency.

    Frank Müller

    Product Manager

    Frank Müller-image

    TALENT STORIES

    Frank Müller-image

    I acted as the driving force behind creating a new branch of GA Tech Solutions that is dedicated exclusively to blockchain, fintech, and cryptocurrency.

    Frank Müller

    Product Manager

    TALENT STORIES

    Frank Müller-image

    I acted as the driving force behind creating a new branch of GA Tech Solutions that is dedicated exclusively to blockchain, fintech, and cryptocurrency.

    Frank Müller

    Product Manager

  • Web and Mobile Applications

    Web and Mobile Applications

    Dan Foia-image

    TALENT STORIES

    Dan Foia-image

    As a Lead UX and UI designer, I helped one of the top 10 largest banks in the world to improve its mobile banking app and increase their App Store ratings to 4.8 from more than 1 million reviews. I have led the design efforts and made sure the users are at the center of the design process and the business goals are achieved effectively.

    Dan Foia

    Designer

    TALENT STORIES

    Dan Foia-image

    As a Lead UX and UI designer, I helped one of the top 10 largest banks in the world to improve its mobile banking app and increase their App Store ratings to 4.8 from more than 1 million reviews. I have led the design efforts and made sure the users are at the center of the design process and the business goals are achieved effectively.

    Dan Foia

    Designer

    Dan Foia-image

    TALENT STORIES

    Dan Foia-image

    As a Lead UX and UI designer, I helped one of the top 10 largest banks in the world to improve its mobile banking app and increase their App Store ratings to 4.8 from more than 1 million reviews. I have led the design efforts and made sure the users are at the center of the design process and the business goals are achieved effectively.

    Dan Foia

    Designer

    TALENT STORIES

    Dan Foia-image

    As a Lead UX and UI designer, I helped one of the top 10 largest banks in the world to improve its mobile banking app and increase their App Store ratings to 4.8 from more than 1 million reviews. I have led the design efforts and made sure the users are at the center of the design process and the business goals are achieved effectively.

    Dan Foia

    Designer

Connect With Our Financial Experts

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Industry insights

Money talks

Discover Toptal insights, trends, and resources in the financial and banking space.

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We have deep expertise in the financial industry combined with unrivaled skills. Our team of experts help guide your transformations and innovations through our distinct specialities. Click through a sample of our skills.

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Kathryn Katalinich
Kathryn Katalinich
Enterprise Account Executive
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